CFO & Financial Consulting for Startups and SMEs

Financial Clarity That Drives Scalable Growth

We organize your books with discipline

We build the financial infrastructure that lets your company grow with confidence and raise funding with readiness.

Book a Free Consultation →Explore Our Services
15+Years of Finance Leadership Experience
FlexibleMonthly & Project-Based Engagements
Trusted byStartups & SMEs
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About Nitaj

Our name says it all: every financial effort should yield real results

Nitaj is a financial and management consulting firm built for startups and SMEs in Saudi Arabia. With over 15 years of financial leadership, we turn financial chaos into a clear structure that supports your decisions and convinces your investors.

15+ Years

In financial leadership and consulting

Full Team

Accountants and financial consultants

Global Standards

IFRS and financial best practices

Our Services

Everything You Need Financially, Under One Roof

From monthly bookkeeping to preparing for your next round. We cover it all so you can focus on the product.

Investor-Grade Accounting

Your books need to be at a level investors trust, not just compliant. We build financial records that inspire immediate confidence.

  • Monthly IFRS-compliant accounting
  • Due diligence-ready financial statements
  • Bank & wallet reconciliation
  • Payroll & expenses management

CFO Leadership Without the Hiring Cost

Your company needs financial leadership but can't justify SAR 400K+ a year. We deliver the same results at a fraction of the cost.

  • Budgeting & financial planning
  • Cash flow management & forecasting
  • Burn rate & runway optimization
  • Internal controls & financial policies

Structuring for Your Next Round

Whether you're building from scratch or gearing up for a new round, we help you structure right so the outcome is a successful raise.

  • Company structuring & setup
  • Financial restructuring
  • Performance dashboards & KPIs
  • Financial strategic planning

Investment Readiness & Valuation

We build your financial model, calculate your valuation, and support you from the first investor pitch to closing the round.

  • Full financial modeling
  • Multi-method valuation
  • Feasibility studies
  • Investment readiness assessment
How It Works

Four steps to complete financial clarity

No complications, no lock-in contracts — professional financial leadership at a cost that fits your company's growth stage.

01
Step 1

Discovery Call

We map the current financial picture, identify priorities, and draft a 90-day action plan.

02
Step 2

Clean The Books

Monthly IFRS accounting, bank reconciliation, VAT compliance, and ZATCA e-invoicing setup.

03
Step 3

Investor-Grade Reports

Investor-grade financials and performance dashboards that show exactly where the company is headed.

04
Step 4

Raise-Ready

Full financial model, multi-method valuation, and support from first pitch to closing the round.

Why Nitaj

Because real results start with a partner who understands your game

Not just an accountant. A financial partner who understands your stage, speaks founder-language, and supports the decisions that build real results.

15+ Years of Finance Leadership

Every engagement is led by senior finance operators. No junior accountants learning on your dime.

Deep Saudi Market Knowledge

ZATCA, MISA, SAMA, CMA. We know the regulatory landscape so you can focus on building.

We Speak Founder Language

From startups to established businesses, we understand your financial challenges and speak your language.

Full Flexibility, No Lock-in

Monthly retainer, project-based, or hybrid. You choose what fits your company's stage.

60-80% Less Than a Full-Time CFO

Same level of financial expertise at a fraction of the cost of a full-time CFO hire.

Local Presence, Global Standards

A team in Saudi Arabia ensuring local compliance, with financial standards at a global level.

Sectors

Industries We Serve

Specialized financial expertise for your industry, not generic accounting.

Startups & Tech Companies

  • Financial modeling & valuation for funding rounds
  • Burn rate & runway tracking
  • Investor-ready monthly reports

Small & Medium Enterprises

  • IFRS-compliant monthly accounting
  • Cash flow management & forecasting
  • VAT compliance & e-invoicing

Retail & Commerce

  • COGS calculation & margin analysis
  • Inventory & cash flow management
  • VAT & Fatoorah compliance

Professional & Consulting Services

  • Project accounting & profitability tracking
  • Cash flow management & client invoicing
  • Financial planning & strategy

Real Estate

  • Financial modeling for real estate projects
  • Investor & owner financial reports
  • Rental & sales revenue management

Construction & Contracting

  • Project accounting & cost tracking
  • Cash flow management for long-term projects
  • Per-project financial reporting

Investors & Investment Funds

  • Company & opportunity valuations
  • Financial due diligence
  • Portfolio performance reporting
Pricing

Flixable Pricing That Fits Your Need

Choose the model that fits your stage. All plans are customizable.

Accounting
Ongoing accounting and bookkeeping for startups and SMEs
Starting from
2,500SAR/month
  • Monthly IFRS-compliant accounting
  • Investor-grade monthly reports
  • Bank reconciliation
  • VAT compliance
  • E-invoicing support
  • Dedicated account manager
Get Started
CFO Services
Fractional CFO leadership, reporting, and financial strategy
Starting from
7,500SAR/month
  • Clear scope & defined deliverables
  • Financial modeling & forecasting
  • Business valuation
  • Feasibility studies
  • Financial restructuring
  • Agreed timeline
Get a Quote
Strategic
Valuations, financial models, fundraising prep, and advisory projects
Project-based
Custom
  • All monthly retainer benefits
  • Strategic projects on demand
  • Full fundraising support
  • Investment advisory
  • Board & investor reporting
  • Priority response
Contact Us

All prices in SAR, exclusive of VAT

FAQ

Frequently Asked Questions

More questions? Book a free call — we'll answer straight and without fluff.

How is this different from hiring an accountant or CFO?
With Nitaj, you get a full financial team with 15+ years of experience at a fraction of the cost of hiring a single CFO. No fixed salaries, insurance, or training costs. Scale up or down as your company evolves.
How long does onboarding take?
We start within one week. We review your current financial setup, identify priorities, and hit the ground running on the most urgent items.
Is my financial data secure?
Absolutely. We use encrypted cloud accounting systems and follow strict data protection standards. All client data is protected by NDAs.
Can I start with one service and add more later?
Of course. Most clients start with monthly accounting, then add CFO or advisory services as the company grows.
Do you work with companies outside Riyadh?
Yes. We work with companies and SMEs across Saudi Arabia. Most work is delivered remotely, with on-site visits when needed.
What types of companies do you work with?
We serve startups, SMEs, construction firms, real estate companies, retail businesses, professional services, and investors. Any company that wants real financial results.

Ready to see real financial results for your company?

Book a free 30-minute call with one of our financial consultants. We'll assess your situation and tell you exactly what you need.

Book Your Free Consultation →
Free 30-minute consultationZero commitmentInitial financial assessment